Top 6 Most Recommended Loan Apps Aside from Tala & BillEase
Kung naghahanap ka ng ibang loan options sa Pilipinas bukod sa Tala at BillEase, eto ang anim na legit at recommended loan apps na pwede mong i-consider.
1. Pasado Loan by RCBC DiskarTech
💰 Loan Amount: ₱30,000 – ₱500,000
📅 Terms: 6 or 12 months
📊 Interest Rate: 1.58% – 2.83% monthly (≈19% – 34% EIR/year)
Sino ang pwedeng mag-apply?
- Filipino citizen, 21–65 years old (dapat di lalampas ng 65 pag natapos ang loan)
- Employed or self-employed
- Hindi pa nakakuha ng RCBC personal loan
Requirements (1 valid ID lang):
Passport, Driver’s License, UMID, SSS ID, PRC, Postal ID (2016 onwards), National ID/ePhilID, at iba pa.
2. Zuki Personal Loan by SB Finance
💰 Loan Amount: ₱30,000 – ₱3,000,000
📅 Terms: 12, 18, 24, 36 months
📊 Interest Rate: 2% monthly add-on (APR ~39.43%)
Eligibility:
- Filipino, 21–65 years old
- Dapat may office o residence landline
Requirements:
- Apply via Zuki mobile app
- Upload scanned valid documents (jpeg, pdf, png ≤5MB)
- Pwedeng humingi ng additional docs depende sa evaluation
3. GCash GLoan
💰 Loan Amount: ₱1,000 – ₱125,000
📅 Terms: 5–24 months
⚡ Payout: Diretso sa GCash wallet within 24 hours
Sino ang qualified?
- Filipino, 21–65 years old
- Fully verified GCash user
- Active gumagamit ng GCash services
👉 Paano malalaman kung eligible ka?
Open GCash → Borrow → GLoan. Kung may offer, ibig sabihin qualified ka. Kung wala, may tips doon kung paano ma-unlock.
4. ACOM Personal Loan
📌 Qualifications:
- Dapat resident ka ng Luzon
- Age: 21–65 years old
- Employed at least 3 months, ₱10,000+ net income
- May company landline at sariling mobile number
Requirements:
- 1 Valid ID (SSS, UMID, Driver’s License, Passport, PRC, Postal ID, etc.)
- Proof of employment/income (Payslip, COE, Company ID)
- TIN/SSS proof (TIN Card, BIR 2316, etc.)
5. UD Cash Loans
📅 Terms: 1, 2, 3, 6, or 12 months
📌 Available lang for Ubeh Save account holders
Paano mag-apply?
- Open UD app at gumawa ng Ubeh Save account
- Pag activated na, makikita mo ang “Loans” option
- Fill up application → submit → wait for approval
6. BanKo InstaCashKo Personal Loan
💰 Loan Amount: ₱2,000 – ₱250,000
📅 Terms: 7 days – 36 months
Eligibility:
- Filipino, 18–60 years old
- Gross income ₱12,000 pataas
- At least 6 months work tenure
Requirements:
- 1 Government-issued ID
- Latest payslip, ITR, or COE with compensation details
Paano mag-apply?
- Download BanKo Mobile App
- Choose “InstaCashKo Personal Loan”
- Input loan details + scan ID for KYC
- Submit at hintayin ang approval
✅ With these loan apps, may iba ka pang mapagpipilian bukod sa Tala at BillEase. Mas flexible, legit, at safe gamitin para sa emergency o personal needs.
Good idea 👍 para mas Adsense-friendly at safe ang content mo, dapat may disclaimer sa dulo ng post. Eto ang suggested Taglish version na pwede mong ilagay:
📌 Disclaimer
This article is for information purposes only. Hindi ito financial advice o guarantee of approval. Ang loan approval ay depende sa evaluation ng lending company at sa submitted requirements ng borrower. Always borrow responsibly at siguraduhin na kaya mong bayaran sa tamang oras ang iyong loan upang maiwasan ang penalties at dagdag interest.
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